We asked around 1,000 Swedish donors what would have made them give more. The three most common answers were about transparency in how gifts are used, easier comparisons between organisations, and control over how organisations communicate with the donor. Those are the needs Samfora is built for.
Organisations pay unnecessarily high transaction costs. Payment providers, banks and card companies often take a share of what could have gone to the cause.
| Payment method | Total fee | Fee breakdown | Share of donation received |
|---|---|---|---|
| Swish Samfora | SEK 0 | No fees (with 90-account) | SEK 200 (100%) |
| Swish + payment provider | SEK 2 | Payment fee: ~1% | SEK 198 (99%) |
| Samfora Card/Apple Pay | SEK 4 | Payment fee: ~2% via Stripe | SEK 196 (98%) |
| Card/Apple Pay + payment provider | SEK 6 | Payment fee: ~2% + other: ~1% | SEK 194 (97%) |
We show the transaction cost to the donor before the donation. A transaction via Samfora costs on average half as much as comparable services.
We only integrate with payment services that meet the PCI DSS standard.
All traffic is encrypted with SSL/TLS.
Samfora AB is a technical provider to Swish.